A little off topic here, but I am sure every home owner out there can relate. Well my wife has been bugging me to get refinanced on our house. The interest rates are pretty low right now so now is the time. I calle dhte bank this morning and they had a rate of 4.99% so it better than what I am currently at sitting at 6.25% nota ton but still better than nothing. So I'm in the process of getting this going. Gotta get all my info together, Payoff date, Insurance, when it was opened all that fun stuff. But when it's all said and done should be able to save a few dollars which goes a long way for anybody.
If you think about refinancing your home don't wait jump on it now! The rates are probably as low as they will ever get. Refinancing can be a tedious process but it will be worth it when you talking about saving some good money.