Well while working on getting my house refinanced I am starting to feel like this guy. Well almost. My desk is cluttered with many other things I need to get done for my house. I got most of the info I needed from my bank. The interests rate are just to good to pass up being at 4.99% After talking with my nice Bank Lady, at a different bank, it looks like I may save about $75 a month on my home loan! Oh they things I can use this on.
My wife has been dying for a new dryer. So maybe in a couple months we can start looking at a new dryer for the house.
Only bad thing I have to repay the closing costs, but they just tack that on to the home loan so it's nothing extra I have to pay out of pocket. Only the refiling of my MCC bond which grants me a tax credit on my home laon for the first $40,000 of the loan.
It's been a pretty painless process so if you own a house I would at least suggest calling your bank to check the current interest rates, who knows you may save some money!